State Farm® Insurance Agent Josh Culotti
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Hosea Franks
February 3, 2026
"Josh is a very helpful and knowledgeable guy at State Farm, very professional and easy to talk to agent."
Andrew Butterfield
January 27, 2026
"Josh and sorry if i spell it wrong Juilanne are great 👍"
"Andrew, thank you for the review. Julianne is awesome, thank you for letting me know she is doing awesome. Let us know if you need us. "
Tiffany Okeefe
January 27, 2026
"Josh has good customer service and us always prompt. Thank you for answering all my questions on time."
"Tiffany, thank you for being with me after all these years. I appreciate you being a customer with me. "
Dale Hoistad
January 22, 2026
"Very Reliable. Amazing personal attention. Super competent. Highly Recommend!"
"Dale, thank you much! So glad you are still insured with me after all these years. "
Kimberly Wood
January 22, 2026
"My experience working with Nicholas Tiffany was over the top. His first contact I was busy. He called back when I asked, emailed when I asked kept following up with me as I asked. In the end he helped me get out of my overpriced insurance and saved me over $200. a month. Thank you. I will recommend you to all of my friends."
"Kimberly, thank you for trusting our office. Nick is awesome and we are glad you gave our office a chance. "
Monica Moriarty
January 21, 2026
"I was looking for a policy over a year ago and Nick is the agent who gave me a quote. At the time , I had already signed up with another agent so I told him he could check back in 6 months if he wanted. He has reached out to me numerous times since then. Recently he contacted me and let me know he was able to get me a rate that was significantly less than I was paying. I decided to change agents due to the lower rate, but also because of the consistency and the follow up he showed even though I was very resistant to changing. The process was easy and Nicks great customer service showed me that I made the right decision. Not only did I get a better rate, but also an agent I know I can count on and trust."
"Hi Monica, I’m glad Nick was able to finally win you over. Thank you so much for the review. "
Daniel Grossmann
January 21, 2026
"Amazing experience with State Farm in getting to my new auto insurance."
"Daniel, thank you for the review and giving us a chance."
Diego Young
January 21, 2026
"I had a great experience over the phone with Logan gray and got me setup with some life insurance.Was definitely the easiest process over the phone ever. I’d highly recommend"
"Diego, thank you so much for the review. We are glad Logan was able to help you get your life insurance set up. "
Karla Garcia
January 20, 2026
"Have been with State Farm Josh and have been amazing! Always on top of my questions. Always help find great coverage for great pricing!"
"Karla, thank you so much for being with my office after all these years. Thank you for the review!"
Arthur King
January 19, 2026
"Josh is my go to insurance guy. Made sure I had the right coverage I needed. Never been hard to get ahold of, and fast with gettingthe job done. When I say grade A service I mean that."
"Thank you, Arthur, for your fantastic feedback! I'm happy to be your go-to for insurance needs and ensure you have the right coverage. It's great to know that accessibility and efficiency are valued by you. If you ever need anything else, don't hesitate to reach out!"
Kimberly Johnson
January 16, 2026
"Andrew Westphal was extremely helpful and made the process of getting an insurance quote super easy. He gets an A+ in customer service!!! Thank you so much for all your help!"
"Kimberly, thank you for the review. Andrew prides himself on customer service. We are so glad you joined our office. "
miguel montoya
January 15, 2026
"I’ve been working with Josh for over 11 years. He has consistently provided outstanding service. His knowledge and dedication to my insurance needs have made all the difference. I highly recommend him for anyone seeking reliable & personalized insurance support!! From car insurance to life insurance, Josh has it covered!"
"Miguel, thank you for the review. I appreciate you being with me after all these years. Thank you for trusting me to take care of you and your family. "
Karen Eames
January 14, 2026
"Josh Culotti is very personable and gets you what you need to protect yourself. He worked until 9pm on a Tuesday to make sure I was covered and had my documents. Thank you Josh."
"Karen, thank you for the review. No matter the time I’m here to make sure you are good. Thank you for being my customer. "
robin buschmann
January 13, 2026
"They are amazing and continue to serve their clients above and beyond. 1/13/25 Mike knew exactly what I needed and saved me $100 a month. He helped me deal with Allstate who over and over failed to cancel my policy and was trying to continue to bill me. I recommend anyone who needs a professional agent who stands behind his policy holder to call on Mike."
"Thank you for sharing your experience, Robin! I'm happy to hear that Mike was able to assist you effectively and save you money. It's great to know he helped resolve the issues you were having and provided the support you needed. If you have any more questions or need further assistance, feel free to reach out anytime. We are always here for you!"
Michael Gutierrez
December 13, 2025
"Helped me with my life insurance. Josh is straight forward, knowledgeable and cares!"
"Michael, thank you so much for the review. "
Kamaldeep Kaur
December 11, 2025
"Elijah did great job and very professional"
"Kamaldeep, thank you for the review. Glad that Elijah took such good care of you. "
Anita Toombs
December 10, 2025
"Logan was a pleasure to work with. Informative and knowledgeable."
"Anita, thank you for the review. Glad that Logan got you all set up in the office. "
Diana Duque
December 3, 2025
"The team at Josh Culotti’s State Farm office is amazing! They’re always helpful, kind, and go above and beyond whenever I need assistance."
"Diana, thank you for the review. My team is dedicated to making sure we take care of our clients, thank you for being one. "
Michael Silva
December 2, 2025
"If you want the best. You go see Josh. He’s incredibly knowledgeable, patient with all my questions, and Is very genuine, and kind hearted. He was very open with sharing things about his life, and that helped us all connect on a personal level. I was a little nervous, talking about life insurance. He calmed me down, and I left feeling like I made a friend."
"Michael, thank you so much for the review. So glad we can take care of you and your family. "
Malinda Zampera
December 2, 2025
"Josh is smart, handsome and honest!"
"Malinda, thank you so much for the review. You are so awesome!!"
Kiara Edmonson
November 19, 2025
"Excellent team, great service."
"Kiara, thank you for your review! I'm happy to know you found our team and service excellent. We’re here to help with any of your insurance needs!"
John Lewitt
November 14, 2025
"Elijah and Josh were great with prompt followup !!"
"Thank you, John! I'm happy to hear that we could provide you with prompt follow-up. We appreciate your feedback and are here for any of your insurance needs. Let us know if there's anything else we can do for you!"
Ben B
November 13, 2025
"I was referred to Josh by a colleague after discovering some major gaps in my insurance coverage. As my assets grew, my needs changed—but I hadn’t kept up, and I suddenly found myself dangerously underinsured. On top of that, I have a fairly unique situation running an Airbnb out of my primary home, which many carriers won’t touch. From the moment I contacted Josh, he jumped in without hesitation. I brought him a whole list of complicated insurance challenges, and he tackled each one with focus, positivity, and a genuine problem-solving attitude. Even in situations where State Farm couldn’t directly meet my needs, Josh worked just as hard to find me the right solution—even if it meant sending my business to another company. To top it off, his auto rates beat every quote I received, including from USAA, which was a great surprise. That “customer-first” mindset is exactly why I chose to work with Josh. He cared far more about making sure I was properly protected than making a sale, and that kind of integrity is rare in this industry. If you want an insurance agent who is knowledgeable, responsive, honest, and truly committed to your best interests, I strongly recommend working with Josh. He’s a real asset to his clients."
"Thank you, Ben, for your detailed feedback! I'm glad our office could help address your unique insurance challenges with a focus on your best interests. It's wonderful to hear that you found the right solutions and competitive rates. Your recommendation is truly appreciated. Let us know if there's anything else we can assist you with!"
Amy Barrett
November 7, 2025
"Josh was very informative in our meeting and reviewed my current coverage with another company against what he could offer me. The price point is a little higher than what I was paying, but he’s so much more attentive than the company I was insured with that I switched just for the peace of mind!"
"Thank you, Amy! I'm happy to hear that our office was able to provide you with the information you needed and that his attentiveness made a difference for you. Your peace of mind is important to us, and we're grateful you chose our office for your insurance needs. Let us know if there's anything else we can assist you with!"
Alex McNeal
October 29, 2025
"Elijah was fantastic to work with! His quote was much better than any other provider for home and car insurance, while having even more coverage. He explained terms in a straightforward way and made the whole process so smooth. Happy I made the switch!"
"Thank you, Alex! I'm glad to hear that Elijah provided you with excellent service and a competitive quote. It's great to know that the process was smooth and straightforward for you. If you have any more questions or need further assistance, feel free to reach out anytime!"