
State Farm® Insurance Agent Josh Culotti
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
haataja sofia
September 3, 2025
"Josh and his team are truly top-notch—an easy 10/10! They’ve provided great customer service with my car insurance, which is hard to come by these days. Every time I have a question or need assistance, they are always responsive and efficient! I feel very valued as a customer at their office!"
"Thank you, Sofia! I'm so happy to hear that you feel valued and that our team has been responsive and efficient with your insurance needs. We strive to provide exceptional service, and it's wonderful to know we're meeting your expectations. If you ever have more questions or need further assistance, just let us know. Thanks for choosing us!"
Lila S
September 2, 2025
"Nick has been very helpful. Thank you"
"Thank you, Lila! I'm happy to hear that Nick was able to assist you effectively. We appreciate your feedback and are always here to help with any of your insurance needs. Let us know if there's anything else we can do for you!"
Matt Pinch
September 1, 2025
"Mike Tu was an incredible help at getting car insurance. He made the entire process easy and was very transparent. He helped me get exactly what I needed for my car, explained everything I didn’t understand, and was available at all times for any questions I had. Really happy I was able to meet him and that I used State Farm."
"Thank you for your review, Matt! I'm happy to know that Mike made your car insurance experience easy and transparent. It's wonderful that you felt well-informed and supported. Let us know if there's anything else we can do for you!"
Martha Lujan
August 31, 2025
"Having the need to reduce the cost of auto insurance . Nick was the most courteous agent I have ever worked .In the end I had saved almost half of the previous rate to insure my vehicle and rental insurance. With everything costing more the extra money will help out. Thank you Nick."
"Thank you for your review, Martha! I'm happy to hear that Nick was able to assist you in reducing your insurance costs. It's wonderful that you're saving money, especially when every bit counts. If you have any more questions or need further assistance, feel free to reach out!"
Austin Adelman
August 30, 2025
"My Agent Nick was absolutely wonderful. He was so helpful, patient, and charismatic, I wish I could ask for him by name next time. I hope to be able to get his help again in the future."
"Austin, thank you for your fantastic review! I'm delighted to hear that Nick provided such helpful and patient service. We’re proud to have him on our team, and I’ll be sure to share your kind words with him. If you need assistance in the future, feel free to reach out!"
James Banks
August 23, 2025
"Josh, my State Farm agent and his staff are absolutely outstanding! They are always responsive, handle everything in a timely manner, and are incredibly helpful and courteous. They make every process easy to understand and go above and beyond to assist with any questions or issues we’ve encountered. Truly the most helpful and professional team we’ve ever worked with – highly recommended!"
"Thank you, James! I'm so happy to hear that you find our team outstanding and helpful. We strive to make every process easy and are always here to assist with any questions or issues. Your recommendation means a lot to us. Let us know if there's anything else we can do for you!"
Jose Ulloa
August 23, 2025
"Great experience working with Josh. He is very friendly professional, and always quick to help"
"Thank you, Jose! I'm happy to hear about your positive experience with us. We aim to provide friendly and professional service, and it's great to know Josh is delivering just that. If you ever need anything else, feel free to reach out!"
Anna Culotti
August 23, 2025
"Josh is amazing, he’s responsive & helpful & goes above & beyond!"
"Anna, thank you for your wonderful feedback! I'm happy to hear that our office has been responsive and helpful in meeting your needs. We’re always here to assist with anything else you might need!"
Anthony Kondos
August 23, 2025
"Great agent with 2 offices to choose from!"
"Thank you, Anthony! I'm happy you appreciate the convenience of having two offices to choose from. We're committed to providing great service and are here to help with any insurance needs you may have. Let us know if there's anything else we can do for you!"
Brenda Jackson
August 22, 2025
"Josh is my guy!!! I love his personality, his humor & just plain old homeboy attitude, while still always keeping it real with me in handling all of my insurance needs… His office staff is also always very attentive to my needs when he is unavailable… I hope he knows how much I appreciate him…. Thanks for all that you do for me & my family Josh!!"
"Brenda, thank you for the review. I love that you chose my office to handle all of your insurance. I will always be here to take care of you and the family’s insurance. Thank you for being such a cool customer."
Dr. Joseph Thomas
August 20, 2025
"Victor Villavicencio was prompt and thorough with every step of the insurance process. His knowledge coupled with his customer service aptitude made the complex process of insurance simple and easy. After buying the insurance he continued to be available to respond, which is rare in this industry! It has been a profitable relationship with Victor & State Farm!!"
"Thank you, Dr. Joseph Thomas, for your wonderful feedback! I'm glad to hear that Victor made the insurance process straightforward and continued to support you afterward. We appreciate your confidence in us and are here for any other needs or questions. Let us know if there's anything else we can do for you!"
Blayne Banks
August 20, 2025
"Best deal around. Best insurance around. My Agent, Mike Tu, was very knowledgeable, friendly and easy to communicate with. He guided me thru a lot of questions that I had and helped me choose the best product for my needs. Would highly recommend. At least give a call and experience what I have. You'll end up a customer guaranteed."
"Thank you, Blayne! I'm happy to hear that Mike was able to assist you so effectively. We appreciate your recommendation and are glad you found the right insurance product for your needs. If you have any more questions or need further assistance, feel free to reach out anytime!"
Benoit
August 18, 2025
"Josh and his team are easy to work with and always prompt to respond. I warmly recommend this agent, and our family is using it for all of our insurance needs."
"Thank you! I'm glad to hear that you and your family have had such a positive experience with our team. We appreciate your recommendation and are here to assist with any of your insurance needs. Let us know if there's anything else we can do for you!"
Jenn Ashman
August 18, 2025
"Josh has been the best insurance agent Ive had my entire 30+ years of driving. Hes super communicative, always gets me the best insurance for whatever im needing it for. I never have to wait days or even hours for a response....hes always on top of it. Id recommend him to anyone I know."
"Thank you, Jenn! I'm really happy to hear that you've had such a positive experience with our office. It's great to know that our communication and service have met your expectations over the years. Your recommendation means a lot to us. If you ever need anything else, feel free to reach out!"
Armand Samuels
July 30, 2025
"I’ve been with Geico for over 15years and the couldnt lower my monthly payments .. however Josh reached out to me from Statefarm and give me a better price and he sold me.. his customer service is on point.. he’s very friendly and very honest guy.. I’m so happy I chose this company.. I was on vacation and had a few questions on my rental car for insurance.. Josh really took the time to answer all my questions and made my vacation at ease with those crazy car rental insurance prices.. he deserves a Raise.. A++ for him and he’s 10 out of 10.. Great Job Josh. I appreciate you a lot man.. You are a God sent Angel to help those in need. Thank you Brother for being there for me and my family when I needed ur help the most.. do have a Great Day my friend.."
"Hey, Armand! Thanks so much for sharing that and for giving me the chance to help you make the switch. I know it’s a big deal to move on from a company after 15 years, so I’m really glad I could earn your trust and offer something that worked better for you. I’m especially happy to hear that I could help while you were on vacation. Rental car insurance can be confusing and expensive, so I’m glad we were able to sort it out and take that stress off your plate. Your words truly mean a lot and I don’t take them lightly. It’s my goal to be here when people need real help, and I’m grateful I could be that person for you and your family. I’m looking forward to staying in your corner anytime you need something. Huge thanks again for taking the time to write this. I appreciate you more than you know."
L
July 29, 2025
"Friendly, respectful and not pushy."
"Thank you for your review, L. I'm happy you found our approach friendly and respectful. If you ever need assistance or have questions, feel free to reach out!"
Greg Gustelius
July 28, 2025
"We recently changed our home owners policy and auto insurance for our cars. We talked to Nick Tiffany. As the conversation went on we were very impressed with his suggestions that had us in favor. Nick is very patient and personal. Most agents we previously spoke to seemed like they only could speak rate numbers. Nick quoted us a State Farm policy that cut our cost down almost 50% a year. His care and honestly are genuine. Thank you Nick Greg and Nancy Gustelius"
"Thank you, Greg and Nancy, for sharing your experience! I'm happy to hear that Nick was able to provide such valuable assistance and help reduce your costs significantly. His dedication and genuine care are truly appreciated. If you have any more questions or need further assistance, feel free to reach out anytime!"
Jerome Wald
July 24, 2025
"Josh is very friendly and knowledgeable. He is always able to find me the best rates possible for my insurance needs and in a timely manner. It’s a local neighborhood business with national backing. I highly recommend you give Josh a chance to give you a quote and fulfill your insurance needs!"
"Thank you for your review, Jerome! I'm happy to know that you appreciate the service and rates we provide. It's great to be part of a local business with the support of a national network. If you ever need anything else, feel free to reach out!"
John Emery
July 9, 2025
"Kayla gave me a call today and was extremely personable and very informative. She told me that she is newer to the job, but she is already phenomenal. If you are getting insurance, go through Kayla!"
"Thank you for your review, John! I'm happy to hear that Kayla made such a positive impression and provided you with helpful information. We're proud to have her on our team. If you need anything else, feel free to reach out!"
Trisha Saga
July 3, 2025
"We’ve been with Josh at State Farm for two years now, and he’s been amazing to work with. He always takes the time to find the best rates for us, and he’s incredibly patient and accommodating. Josh is also very responsive through email, which makes everything so easy. Highly recommend him if you’re looking for a dependable and thoughtful."
"Thank you, Trisha! I'm happy to hear that you've had such a positive experience with our office over the past two years. It's great to know that his dedication to finding the best rates and his responsiveness have made things easier for you. We appreciate your recommendation and are here for any future needs you may have!"
Kimberlee Theuret
June 27, 2025
"Josh is great to work with and provides a prompt response to questions. Always helpful and professional."
"Thank you Kimberlee! My office will take great care of you."
Kelcey Romo
June 25, 2025
"Great team & best service!"
"Thank you, Kelcey! I'm happy you enjoyed our team's service. We appreciate your support and look forward to assisting you with any insurance needs. Let us know if there's anything else we can do for you!"
william schmidt
June 25, 2025
"Josh is a straight shooter.. Listen to what he is telling you and you can believe it. Trust is a very good word if you back it up..Most people donot"
"Thank you for your review, William! I'm happy to know that you appreciate our straightforward approach. It's important to us that our clients feel confident and informed. If you ever have more questions or need assistance, feel free to reach out!"
Vasili Arvanitidis
June 3, 2025
"So, no one likes changing up their insurance. It’s a pain in the ass and why change when the difference in cost is fairly negligible? Because, when I call, Nick answers!! And helps me deal with whatever I need!! No one needs insurance until they NEED insurance!! And it’s so important to know that when that time comes, someone will be there to help you with whatever you’re dealing with! That’s why I took the effort to go to Josh’s team and specifically Nick! Good people, that care and will be there for you when you need them most! Thanks Nick!!"
"Thank you, Vasili, for sharing your experience! I'm delighted to hear that Nick has been there to assist you whenever needed. Our team is committed to being supportive and reliable, especially when it matters most. If you have any more questions or need further assistance, feel free to reach out anytime!"
Zed Zha
May 29, 2025
"If insurance were a drama, Nick Cameron Tiffany would be the star: charismatic, hilarious, and knowledgeable. From the first hello, he made us feel heard, empowered, and actually excited to talk coverage (yes, that happened). He answered every question like a boss, turned confusing jargon into clear truth, and shared personal stories full of heart. Let’s just say that if Nick were a doctor, I’d fire my PCP and switch to him."
"Thank you, Zed, for sharing such a delightful review! I'm glad to hear that Nick made your experience enjoyable and informative. It's wonderful that he was able to clarify everything and make the process engaging. If you have any more questions or need assistance in the future, feel free to reach out to our office."